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About Mid Valley Financial

For over 40 years, Mid Valley Financial has helped thousands of borrowers across California navigate the complex world of real estate financing. Whether you’re buying your first home, expanding your business, investing in a multi-unit property, or financing land for agricultural use, we meet you where you are and guide you toward what’s next.

We understand that no two borrowers have the same background, income, or financial goals. That’s why we focus on flexible, transparent options and direct access to experienced loan officers who work with your unique situation — not against it.

At MVF, we believe in being your trusted ally throughout the loan process. We don’t rely on bots or overseas support desks. Instead, we pair you with a licensed loan officer who listens, offers options, and stands by your side until your loan is fully funded.

We’re not afraid to say that getting a loan shouldn’t feel like a fight. So if you’ve been turned away by a big bank, told "no" too quickly, or left in the dark during a stressful transaction, know that there is a better path forward.

Let us show you the difference.

HOW WE WORK

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ASHLEY READE

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reade@encompass.com

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JEFF GREY

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grey@encompass.com

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OUR PARTNERS

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